Insurance that’s accommodating in protecting your bottom line

Telephone and electronic booking systems, restaurant food contamination, stolen guest property, swimming pool injuries and closure by public authorities are just some of the business risk exposures facing motels, hotels and other accommodation providing businesses.

It’s not always the most accommodating occupation running a hotel or motel so whether your booking system crashes before the Christmas holidays, there’s an outbreak of E-coli resulting in a closure by a public authority, a guest has their property stolen, or someone slips in the pool, you can now insure against these industry hazards to help protect your bottom line – through a tailored hospitality insurance product specifically designed with your business in mind.

What is innovative about this product?

Horsell’s Hospitality Insurance Policy merges four key policies (property, business interruption, public and products liability and management liability) together to provide you with one of the most comprehensive policies available.

You also instantly obtain five additional benefits (theft, money, glass, employee dishonesty and machinery breakdown) at no extra cost – its not often you get something for nothing.

Finally, this policy provides full accidental damage cover, business interruption cover following equipment breakdown losses, loss of profits extension for murder, suicide and public utilities damage, prevention of access and health closure as well as liability of an accommodation provider incurred under the innkeeper's liability doctrine.

About Horsell Commercial Risks

Horsell Commercial Risks is one of Australia’s largest risk management and insurance broking intermediaries providing risk financing, insurance, risk management and claims management solutions.

As a member of the Wells Fargo Global Broker Network, we have the capacity to provide excellent local service delivery through more than 10,000 team members, operating from 330 offices across 70 countries with the capability and resources to provide insurance brokerage services in 115 countries around the world.

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You are automatically covered for:

  • Full Accidental Damage cover
  • Full Equipment Breakdown cover
  • Managers residence contents
  • Deterioration of Stock - $10,000
  • Burglary/Theft cover - $20,000
  • Money cover - $20,000
  • Glass – Replacement Value
  • Employee Dishonesty - $10,000